How to Deal with Insurance Adjusters
Property Damage
When dealing with an insurance adjuster, share only the essential facts about your claim—don't admit fault, speculate about what happened, estimate damages or rush into decisions. Never agree to a settlement or sign anything until you fully…
Common Reasons Insurance Claims Are Denied
Property Damage
A natural disaster, such as a hurricane, has upended your life. Not only do you have to cope with property damage, and possible loss of your home, but there is a possibility the insurance company will deny your claim. Common reasons insurance…
Understanding Your Homeowners Insurance Policy
Property Damage
North Carolina homeowners face risks from severe weather events, making it crucial to know what your policy covers—and what it doesn't. Standard homeowners insurance typically includes coverage for fire, theft, and wind damage. However, certain…
How to Properly Document Your Property for Insurance Claims
Property Damage
Recent events, both nationally and statewide, show how vulnerable all of us are to property damage. The key to a successful insurance settlement after a disaster often depends on how well you have documented your property.
When you…
How Does the First-Party Insurance Claim Process Work?
Property Damage
When filing a first-party insurance claim for property damage in North Carolina, you seek compensation from your own insurance company under the terms of your policy. The process typically begins with notifying your insurer promptly after the…
First-Party Insurance Claims: What You Need to Know After a Natural Disaster
Property Damage
Recent extreme weather in the U.S. has not only resulted in tragic loss of life. It has also caused an estimated $47.5 billion in property damage for property owners in the Carolinas, Florida, and Georgia. As a result, millions of Americans…